If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Publix Employees Credit Union 2 Year CD Account |
1.00%
Date: Feb 20, 2012
|
| Trugrocer Credit Union 2 Year CD Account |
0.95%
Date: Feb 13, 2012
|
| First Green Bank 2 Year CD Account |
0.95%
Date: Feb 9, 2012
|
| Central Florida Postal Credit Union 2 Year CD Account |
0.85%
Date: Feb 14, 2012
|
| Mccoy Federal Credit Union 2 Year CD Account |
0.75%
Date: Feb 22, 2012
|
| Homebanc 2 Year CD Account |
0.70%
Date: Feb 6, 2012
|
| Orlando Federal Credit Union 2 Year CD Account |
0.90% to
0.65% Date: Feb 15, 2012
|
| CFE Federal Credit Union 2 Year CD Account |
0.95% to
0.65% Date: Feb 15, 2012
|
| CFE Federal Credit Union 12 Month CD Account |
0.70% to
0.55% Date: Feb 15, 2012
|
| Orlando Federal Credit Union 12 Month CD Account |
0.70% to
0.50% Date: Feb 15, 2012
|
| Orlando Federal Credit Union 6 Month CD Account |
0.45% to
0.30% Date: Feb 15, 2012
|
| CFE Federal Credit Union 6 Month CD Account |
0.40% to
0.30% Date: Feb 15, 2012
|
